# Toronto House Hacking properties

Toronto, ON, Canada. Web page: https://findoffmarket.ca/invest/ca/toronto/house-hacking · All of Ontario: https://findoffmarket.ca/invest/ca/on.md
- Live listings: 7
- New this week: 0
- Median asking price: $1,098,000
- Newest listing: Oct 22, 2026
- Short-term rentals: booked entire homes in Toronto, ON earn a median of $23,760 a year at $268 a night, an estimate from 8,052 listings in the Sep 2026 snapshot of public short-term rental data.

## House Hacking in Toronto

House hacking means living in part of a property and renting out the rest: the other units of a duplex or triplex, a basement suite or spare rooms. The rent helps pay the mortgage, and because the owner lives there, the purchase can often be financed with a smaller down payment than a pure rental.

7 of the 46 live listings in Toronto (15%) are tagged House Hacking. Most of them ask between $950,000 and $1,300,000, with a median of $1,098,000. 29% are multi-family buildings. None of them mention repairs to do or a seller under pressure, such as an estate sale or a motivated seller. The median listing has 4 bedrooms.

The listings below put multi-family buildings first. Check that a suite is legal, or can be made legal, before counting on its rent, and ask a lender how much of that rent they will count when you qualify; it is often only part of it.

- Where most asking prices fall: $950,000 to $1,300,000
- Mention repairs or a motivated seller: 0%
- Multi-family buildings: 29%
- Median bedrooms: 4

### Worked example at the median asking price

Illustrative, using our calculator defaults. It shows how the costs add up, not what any listing is worth.

- Median House Hacking asking price: $1,098,000
- Mortgage, 20% down, 5% over 30 years: $4,690 a month
- Taxes, insurance and upkeep: $3,660 a month
- Rent that covers both: $8,350 a month

Try your own numbers: https://findoffmarket.ca/tools/rental-cash-flow-calculator?price=1098000&country=ca

## House Hacking listings

Multi-family buildings come first, then the newest.

- [4-Bedroom Multi Family in Toronto, ON](https://findoffmarket.ca/property/4-bedroom-multi-family-toronto-on/01a165d0-ab80-72bf-8d6e-daa855522adf): $1,325,000, listed Oct 22, 2026 (Markdown: https://findoffmarket.ca/property/4-bedroom-multi-family-toronto-on/01a165d0-ab80-72bf-8d6e-daa855522adf.md)
- [6-Bedroom Multi Family in Toronto, ON](https://findoffmarket.ca/property/6-bedroom-multi-family-toronto-on/01a13ec0-9747-711e-b3fc-cb941278d47a): $1,200,000, listed Oct 15, 2026 (Markdown: https://findoffmarket.ca/property/6-bedroom-multi-family-toronto-on/01a13ec0-9747-711e-b3fc-cb941278d47a.md)
- [4-Bedroom Detached House in Toronto, ON](https://findoffmarket.ca/property/4-bedroom-detached-house-toronto-on/01a14638-cd76-789f-b90e-8b4769e986b5): $824,900, listed Oct 16, 2026 (Markdown: https://findoffmarket.ca/property/4-bedroom-detached-house-toronto-on/01a14638-cd76-789f-b90e-8b4769e986b5.md)
- [4-Bedroom Detached House in Toronto, ON](https://findoffmarket.ca/property/4-bedroom-detached-house-toronto-on/01a14037-eeed-7f60-bf42-5063caf7b33e): $1,068,000, listed Oct 15, 2026 (Markdown: https://findoffmarket.ca/property/4-bedroom-detached-house-toronto-on/01a14037-eeed-7f60-bf42-5063caf7b33e.md)
- [3-Bedroom Detached House in Toronto, ON](https://findoffmarket.ca/property/3-bedroom-detached-house-toronto-on/01a13ef6-7aa2-70eb-9bb5-fb733e844c0f): $800,000, listed Oct 15, 2026 (Markdown: https://findoffmarket.ca/property/3-bedroom-detached-house-toronto-on/01a13ef6-7aa2-70eb-9bb5-fb733e844c0f.md)
- [4-Bedroom Detached House in Toronto, ON](https://findoffmarket.ca/property/4-bedroom-detached-house-toronto-on/01a13cdb-b1b1-7d3e-a0f8-eb3b7ea93d71): $1,450,000, listed Oct 14, 2026 (Markdown: https://findoffmarket.ca/property/4-bedroom-detached-house-toronto-on/01a13cdb-b1b1-7d3e-a0f8-eb3b7ea93d71.md)
- [3-Bedroom Detached House in Toronto, ON](https://findoffmarket.ca/property/3-bedroom-detached-house-toronto-on/01a11395-0640-7002-962d-c11159d6f75f): $1,098,000, listed Oct 6, 2026 (Markdown: https://findoffmarket.ca/property/3-bedroom-detached-house-toronto-on/01a11395-0640-7002-962d-c11159d6f75f.md)

## The last 90 days

- Found: 8
- Taken down: 1
- Median days listed before being taken down: 8
- Mentioning a deal signal (motivated seller, price cut, estate sale...): 38%
- Most common property type: Detached House

Taken down means the original post came down; that often means it sold, but sellers also withdraw listings.

## By property type

Live listings only. Averages leave out listings with no real asking price.

| Property type | Live listings | Average asking price |
|---|---|---|
| Detached House | 5 | $1,048,180 |
| Multi Family | 2 | $1,262,500 |

## By bedrooms

| Bedrooms | Live listings | Average asking price |
|---|---|---|
| 3 | 2 | $949,000 |
| 4 | 4 | $1,166,975 |
| 6 | 1 | $1,200,000 |

## Nearby cities in Ontario

- [Scarborough](https://findoffmarket.ca/invest/ca/scarborough): 3 live, 8 km away
- [York](https://findoffmarket.ca/invest/ca/york): 1 live, 8 km away
- [North York](https://findoffmarket.ca/invest/ca/north-york): 2 live, 10 km away
- [Vaughan](https://findoffmarket.ca/invest/ca/vaughan): 2 live, 11 km away
- [Markham](https://findoffmarket.ca/invest/ca/markham): 4 live, 16 km away
- [Etobicoke](https://findoffmarket.ca/invest/ca/etobicoke): 2 live, 16 km away
- [Richmond Hill](https://findoffmarket.ca/invest/ca/richmond-hill): 3 live, 21 km away
- [Mississauga](https://findoffmarket.ca/invest/ca/mississauga): 13 live, 24 km away

## Questions

### How many House Hacking properties are for sale in Toronto?

FindOffMarket has 7 live House Hacking properties in Toronto as of October 30, 2026, 0 of them new in the past 7 days.

### What is the median asking price of House Hacking properties in Toronto?

$1,098,000, across live listings with a real asking price.

### What types of property are for sale in Toronto?

Live listings by type: Detached House 5, Multi Family 2.

### What do House Hacking properties in Toronto cost?

Half of the live House Hacking listings with a real asking price ask between $950,000 and $1,300,000; a quarter ask less and a quarter more. Both ends are rounded.

### How many House Hacking listings in Toronto are multi-family?

29% of the 7 live ones are duplexes, triplexes or larger buildings. They are listed first on this page.

### What monthly rent would a House Hacking property in Toronto need to cover its costs?

About $8,350 a month, as an illustration using our calculator defaults: at the median asking price of $1,098,000 with 20% down, a 5% rate over 30 years costs $4,690 a month, plus about $3,660 for taxes, insurance and upkeep. Vacancy and management are not included.


Source: FindOffMarket, https://findoffmarket.ca/.